Privacy Policy
Last updated: October 6, 2026
Aqarak is a mortgage affordability calculator for the Saudi market. We comply with the Personal Data Protection Law (PDPL) of the Kingdom of Saudi Arabia. This policy explains what personal data we collect, why we collect it, and the rights you have over your data.
Data we collect
Account email and (if provided) your name, collected when you sign up. Profile details you choose to save: monthly salary, existing obligations, co-borrower salary, birth year, employment type, and first-home status. Calculation inputs and results you save (salary, obligations, property price, loan parameters) and commitments you track (real loan terms and installments) — these are stored under your user account. Session tokens and sign-in state. Basic metadata (IP address, browser type) for security and abuse prevention.
How we use your data
To provide the calculator, remember your profile, and let you save and revisit past calculations. For security monitoring and to prevent abuse. We do not sell your data. We do not share it with advertisers. We do not use it to train third-party models.
Who processes your data
Your data is stored and processed on Google Firebase (Google LLC): Firebase Authentication for sign-in, Cloud Firestore for your saved data, and Cloud Functions for server-side validation. Google acts as a data processor on our behalf under the Google Cloud Data Processing Addendum and does not use this data for its own purposes. If you sign in with Google, Google's own privacy policy also applies to that sign-in. We use no analytics or advertising SDKs, on the web or in the iOS app.
Legal basis
We process your data under your explicit consent (signing up) and, where applicable, our legitimate interest in running the service securely.
Retention
Account data is retained while your account exists. Saved calculations remain until you delete them. Audit logs are retained for up to 12 months for security. Deleting your account purges your data within 30 days.
Your rights (PDPL)
Right of access: request a copy of your data. Right to correction: update inaccurate data via your profile. Right to deletion: delete your account or individual calculations. Right to withdraw consent: stop using the service and request deletion. Right to lodge a complaint with the Saudi Data & Artificial Intelligence Authority (SDAIA).